If my parents are not working, can I still get an education loan?
27 Aug 2026 · Answered by Sai Sunayan Reddy P · 1 min read
Yes, you can still get an education loan even if your parents are not working.
Lenders mainly look for a co-applicant with a stable income, such as another relative or guardian, to support your application. Providing collateral (like property or fixed deposits) can also improve your chances. Strong academic records and admission to a recognized institution are additional positives.
Your loan eligibility will depend on your co-applicant’s financial standing and the overall strength of your profile.
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