If my co-applicant's salary is paid in cash and not deposited in a bank account, how can I show that income for the loan?

Yes, you can show your co-applicant’s cash salary for the loan, but you’ll need strong documentation:

- Salary certificate or employment letter from the employer on official letterhead, stating salary and employment details.
- Regular Income Tax Returns (ITR) filed by your co-applicant, as official income proof.
- Bank deposits: If possible, start depositing the cash salary into a bank account to establish a verifiable income trail.
- Additional documents like payment receipts or an employer affidavit can further support your case.

These steps help lenders verify cash income.