If my co-applicant is not earning, can I still get a student loan?

Yes, you can still get a student loan even if your co-applicant is not earning. Lenders mainly look at your financial profile, creditworthiness, and repayment ability.

- If you have a steady income, savings, or assets and meet the bank’s criteria, your loan may be approved.
- Some lenders may require extra collateral or a guarantor if your co-applicant has no income.
- A few banks offer loans without a co-applicant, but these are less common and may have stricter requirements.

Your Computer Science background and current CTC of 3 - 6 LPA strengthen your application.