If I pay part of the fees and take a loan for the rest, how will the EMI start and when?
24 Aug 2026 · Answered by Honnappa Chandrannavar · 1 min read
You will start repaying your education loan EMIs (Equated Monthly Installments) after the moratorium period, which is typically six months after course completion for studies abroad.
- During your course, the bank releases the loan in installments as needed, and interest accrues on each amount disbursed.
- The moratorium period covers your study duration plus six months after the course ends.
- After the moratorium, you begin EMI payments, which include both principal and accrued interest.
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