If I get a scholarship of ten lakhs, will the amount to be shown for visa be reduced in UK?
Yes, a ten lakh scholarship lowers the funds you must show for your UK student visa. UKVI's formula is outstanding tuition plus living costs, so scholarship money credited to either reduces your total. Confirm the exact coverage on your updated CAS letter before you calculate your final bank balance requirement.
If you receive a ten lakh scholarship for your UK program, you will need to show less money for your student visa. UKVI calculates your funding requirement as outstanding tuition plus living costs, so any tuition or maintenance the scholarship covers comes straight off that total.
How the Scholarship Changes Your Visa Fund Formula
| Item | Amount Needed |
|---|---|
| Annual tuition fee (example) | Rs. 20,00,000 (about GBP 18,000) |
| Scholarship credited | Rs. 10,00,000 (about GBP 9,000) |
| Remaining tuition to show | Rs. 10,00,000 (about GBP 9,000) |
| Living costs (Maintenance) | Shown only if not already covered by the scholarship |
What You Must Check Before Your Visa Application
- Confirm your CAS letter shows the reduced tuition balance officially, not just an informal email from the university.
- Check whether your scholarship letter states it also covers living costs, since that portion can reduce or remove your maintenance funds requirement.
- If the scholarship only covers tuition and leaves a surplus, do not assume that surplus counts toward living costs unless your sponsor confirms it in writing.
- Hold whatever remaining amount you must show in an acceptable account for a continuous 28-day period before you apply.
My Advice
Before you book your visa appointment, get your university to reissue your CAS with the updated post-scholarship tuition figure printed on it, and ask your scholarship provider for a one-line letter confirming exactly what the ten lakhs covers. That single document settles whether you still need to show maintenance funds separately, and it will save you a rejection over a mismatched bank statement.
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