If I apply for a loan through Pune, will it be approved and cover all expenses?

It depends. Loan approval through a bank in Pune is not guaranteed and depends on several factors:

- Eligibility criteria: Banks review your academic record, chosen course and institution, and financial background.
- Co-applicant’s profile: Most banks require a co-applicant (usually a parent/guardian) with stable income and good credit history.
- Credit history: Strong credit history increases your chances.
- Bank policies: Loan limits, coverage, and terms vary by bank.

Unsecured loans up to ₹20 lakh are more common; higher amounts may require collateral. The exact coverage for expenses like tuition, living, and travel depends on the lender’s assessment and your profile.