I plan to study in the UAE as an Indian student, can an education loan cover both my tuition and living costs?
Yes, Indian students planning to study in the UAE can typically get an education loan covering tuition fees, though living-expense funding is lender-specific and capped. Rates vary by lender and profile, with secured and unsecured options, and some lenders offer repayment up to 15 years.
Yes, you can usually get an education loan as an Indian student for a master's in the UAE, covering tuition, with living-expense funding that is lender-specific and capped. The loan amount and interest rate depend on the lender and your financial profile.
What the Loan Generally Includes
| Cost | Typical coverage |
|---|---|
| Tuition fees | As per the university's fee structure |
| Living expenses | Accommodation, food and transportation, lender-specific and capped |
| Additional costs | Travel, books and insurance |
Loan Options and Repayment
- Both secured loans with collateral and unsecured loans are available.
- Loan amounts and interest rates vary by lender and your financial profile.
- Some lenders offer repayment terms of up to 15 years.
My Advice
Get the university's fee structure first, since loans are sized against it. Then compare secured and unsecured offers for rate, repayment length and any cap on living costs.
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