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I have a four-year bachelor's, 12 months of work experience and a ₹20 lakhs budget, which master's should I pick in the UK or USA?

08 Oct 2026 · Answered by Sweety Shah · 2 min read
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With a four-year bachelor's, 12 months of work experience and up to INR 20 lakh, the UK offers one-year master's options in fields like business, computer science and data science. US programmes are mostly two years and often exceed your budget, so your field and goals decide the pick.

Sweety Shah
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It depends on your undergraduate field and career goals, but your profile and budget of up to INR 20 lakh leave you with workable options in both countries. The UK is usually the easier fit for a tight budget, while most US master's programmes run two years and often cost more.

UK and USA at a Glance for Your Budget

FactorUKUSA
Typical master's lengthOne year in many fieldsMostly two years
Fields mentionedBusiness Management, Computer Science, Data ScienceComputer Science, Data Science, Engineering Management
Tuition versus INR 20 lakh budgetTypically INR 15 to 18 lakh per year, within budgetOften above your stated budget
Budget-friendlier routesOne-year programmesSome public universities and select one-year options

How to Decide

  • Start from your undergraduate specialisation and the career you want, then shortlist courses that build on both.
  • Compare total cost, not just tuition, across course length.
  • Prefer shorter programmes if budget is your main limit.
  • Check each university's own page for current fees and entry requirements.

My Advice

Fix your target field first and then build a shortlist of five to six courses across both countries. Work out the full two-year cost for US options and the one-year cost for UK options so you compare like for like.

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