How will I fund my studies abroad and who can be my co-applicant or guarantor in UK/UAE?

You can fund your studies abroad through a mix of scholarships, education loans, personal savings, and (for the UK) part-time work. Most Indian students use a combination of these options.

- Scholarships: Many are merit- or need-based and offered by universities or organizations. These can reduce your overall costs but are competitive.
- Education loans: Indian banks typically require a co-applicant or guarantor - usually a parent or close family member with a stable income and good credit history. Some loans may require collateral, but non-collateral options are also available based on your academic and financial profile.
- Personal savings/family support: These can supplement scholarships or loans.
- Part-time work: Allowed in the UK (up to 20 hours/week during term), but generally not permitted in the UAE.

Your co-applicant or guarantor is usually a parent or close relative with a regular income. Loan requirements and eligibility are subject to change.

For detailed guidance on funding options and loan processes, connect with your LeapScholar counsellor.