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How much would I need for my annual expenses if I choose to study at a public university in Germany or Italy?

24 Sept 2026 · Answered by Kavya M P · 1 min read
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Germany costs roughly 12,500 to 15,000 euros a year, driven by the 11,904 euro living-cost requirement plus modest semester contributions since public tuition is usually free. Italy costs about 9,000 to 15,000 euros a year, both translating to roughly 9 to 15 lakh rupees.

Kavya M P
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Your annual budget at a public university differs between Germany and Italy mainly in living costs, since both countries charge little or no tuition at public institutions but set different minimum funds requirements.

Annual Budget: Germany vs Italy

Cost ComponentGermanyItaly
Living costs11,904 euros a year minimum8,000 to 12,000 euros a year
Public tuitionUsually free, semester contribution around 300 eurosOften income-based, roughly 500 to 3,000 euros or more
Approximate annual total12,500 to 15,000 euros9,000 to 15,000 euros
Approximate INR equivalent9 to 15 lakh rupees9 to 15 lakh rupees

What Changes Your Actual Cost

  • City choice: Munich or Milan run higher than smaller university towns in either country.
  • Scholarships: Regional Italian scholarships and German part-time work can reduce your out-of-pocket spend.
  • Part-time work: Both countries allow part-time work that can offset some living expenses.

My Advice

Budget for the higher end of each range in your first year, since setup costs like deposits and initial furnishing add up before you have a part-time income. Revisit your budget each semester once you know your actual rent and scholarship status.

How much will a month in Germany cost you?

Rent, food and travel. A real monthly budget, city by city.

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