How much will I spend each month on health insurance and healthcare as an international student in Australia?
Overseas Student Health Cover premiums in Australia average around AUD 150 to 300 monthly and vary by insurer. Doctor visits and medication add roughly AUD 100 to 200, and optional dental and vision care another AUD 150 to 300. Some students from reciprocal-agreement countries can use Medicare.
Health insurance premiums in Australia average around AUD 150 to 300 (approx INR 10,071 to 20,142) per person per month, depending on your insurer and cover. Doctor visits and medication add to this, and dental and vision care are optional extras. As an international student you generally need Overseas Student Health Cover, though some students from reciprocal-agreement countries can use Medicare.
Monthly healthcare costs in Australia
| Category | Monthly cost in AUD |
|---|---|
| Health insurance premiums | 150 to 300 (approx INR 10,071 to 20,142) |
| Doctor visits and medication | 100 to 200 (approx INR 6,714 to 13,428) |
| Dental and vision care (optional extras) | 150 to 300 (approx INR 10,071 to 20,142) |
What to keep in mind
- Medicare covers basic healthcare for citizens and permanent residents, so most international students must buy Overseas Student Health Cover, though some from reciprocal-agreement countries can use Medicare.
- Doctor visits and prescriptions are partly subsidised, but private consultations can raise your costs.
- Dental and vision care are optional extras and not fully covered, so you may need private cover or to pay out of pocket.
My Advice
Compare the cover levels before you buy and include a monthly healthcare line in your budget. If you expect dental or vision needs, factor those in, because they are not fully covered.
How much will a month in Australia cost you?
Rent, food and travel. A real monthly budget, city by city.
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