How much student loan amount can I get and what is the procedure to apply for an education loan?

The maximum education loan amount depends on your lender and profile:

- Public banks: Up to ₹7.5 lakh without collateral; higher amounts require collateral.
- Private banks/NBFCs: Up to ₹1 crore without collateral, but eligibility varies.

To apply, you’ll typically need:
- Admission offer from a recognized institution
- Academic records
- Identity and address proof
- Co-applicant income documents
- Collateral documents if applying for a higher loan

The process involves researching lenders, gathering documents, submitting your application, and waiting for approval and disbursement. Loan terms, interest rates, and requirements are subject to change.