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How much of the education loan will cover tuition fees and living costs in Germany/UAE?

17 Aug 2026 · Answered by Muskan Jain · 1 min read
Muskan Jain
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Yes, most education loans for studying abroad cover both tuition fees and living expenses, but the exact amount and coverage depend on the lender, country, and your loan agreement.

- Tuition fees: Typically fully covered, including semester and administrative fees.
- Living expenses: Usually included, covering accommodation, food, and essentials. The amount varies by lender and destination.
- Germany: Public universities rarely charge tuition, but you must show proof of funds for living costs - about €11,904/year (around ₹10.7 lakh), often via a blocked account.
- UAE: Loans can cover both tuition and living costs, with total amounts based on your profile and program.

Loan terms, collateral requirements, and what’s included (like visa fees or insurance) are subject to change. Review your loan agreement carefully.

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