How much money do I need each month to live in Switzerland while I do my MS?
An international student doing an MS in Switzerland typically needs around CHF 1,440 to 2,850 a month, covering rent, food, health insurance, transport, phone, study materials and personal costs. Rent is the biggest item and is higher in Zurich. Sharing a flat and cooking at home can reduce costs.
As an international student in Switzerland, you will typically need around CHF 1,440 to 2,850 (approx INR 1.65 to 3.27 L) a month. Rent is one of the largest items, and rooms tend to cost more in Zurich than in smaller cities.
Approximate Monthly Budget
| Expense category | Approximate monthly cost |
|---|---|
| Accommodation | CHF 600 to 1,200 (approx INR 68,892 to 1.38 L) |
| Food and groceries | CHF 400 to 600 (approx INR 45,928 to 68,892) |
| Health insurance | CHF 100 to 350 (approx INR 11,482 to 40,187) |
| Transportation | CHF 50 to 100 (approx INR 5,741 to 11,482) |
| Internet and mobile | CHF 40 to 100 (approx INR 4,593 to 11,482) |
| Study materials | CHF 50 to 100 (approx INR 5,741 to 11,482) |
| Personal expenses | CHF 200 to 400 (approx INR 22,964 to 45,928) |
| Estimated total | CHF 1,440 to 2,850 (approx INR 1.65 to 3.27 L) |
Accommodation Options
| Type of accommodation | Approximate monthly cost |
|---|---|
| University student housing | CHF 400 to 800 (approx INR 45,928 to 91,856) |
| Shared apartment | CHF 600 to 1,000 (approx INR 68,892 to 1.15 L) |
| Private studio apartment | CHF 1,000 to 1,800+ (approx INR 1.15 to 2.07 L+) |
| Room in a shared home | CHF 500 to 900 (approx INR 57,410 to 1.03 L) |
My Advice
You can lower your costs by sharing a flat and preparing your own meals. Some students find university housing, while others rent a private room or share a flat, so compare each option for your city. Treat these figures as approximate and check current rents and insurance prices before you plan your budget.
How much will a month in Switzerland cost you?
Rent, food and travel. A real monthly budget, city by city.
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