Switzerland Cost & living Questions

The best setup combines Niyo Global, which converts to Swiss Francs at zero markup, with the ICICI Student Forex Card to lock in CHF rates before departure. Avoid cards that default to euros or dollars, since swiping the wrong currency in Switzerland adds a 3.5 percent cross currency fee.

Switzerland is exceptionally safe for Indian students living alone, with very low crime and reliable transport. It is not cheap, though: public university tuition is surprisingly low, but living costs are among the world's highest, needing about CHF 21,000 a year. Part-time work and high salaries help offset this.