How much do I have to pay per year if I take a student loan in Germany/UAE for a Master's?
21 Jul 2026 · Answered by Mohit Tanna · 1 min read
It depends on your total loan amount, interest rate, and repayment period. For a Master's in Germany or the UAE, your annual repayment will be based on how much you borrow for tuition and living expenses.
- Germany: Public universities usually have no tuition fees, with living costs around €11,904/year. Private universities charge €5,000 - €20,000/year.
- UAE: Tuition ranges from AED 60,000 - 90,000/year at public universities, with living expenses between AED 36,000 - 84,000/year.
For example, borrowing €20,000 at 6.04% interest over 10 years would mean about €2,664/year in repayments.
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