How much do I have to pay per year if I take a student loan in Germany/UAE for a Master's?

It depends on your total loan amount, interest rate, and repayment period. For a Master's in Germany or the UAE, your annual repayment will be based on how much you borrow for tuition and living expenses.

- Germany: Public universities usually have no tuition fees, with living costs around €11,904/year. Private universities charge €5,000 - €20,000/year.
- UAE: Tuition ranges from AED 60,000 - 90,000/year at public universities, with living expenses between AED 36,000 - 84,000/year.

For example, borrowing €20,000 at 6.04% interest over 10 years would mean about €2,664/year in repayments.