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How much are the living expenses if I get a full tuition scholarship for studying abroad?

07 Sept 2026 · Answered by Vandna Rani · 2 min read
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No, a full tuition scholarship only waives your course fees; it does not cover your living expenses. On average, students with a full tuition scholarship still need 8,000 to 18,000 dollars, roughly 7,000 to 16,000 euros, a year for housing, food and daily costs depending on their destination.

Vandna Rani
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No, a full tuition scholarship only waives your course fees; it does not cover your living expenses, so you should still budget separately for housing, food, and daily costs. On average, students with a full tuition scholarship still need $8,000 to $18,000 (roughly €7,000 to €16,000) a year for living expenses, depending on your destination and lifestyle.

Monthly Living Costs by Region (Tuition Not Included)

Expense CategoryWestern Europe / North AmericaAsia / Latin America
Accommodation$500 to $1,200$250 to $600
Food and Groceries$250 to $450$150 to $300
Utilities and Internet$100 to $200$50 to $100
Local Transportation$50 to $150$30 to $70
Health Insurance / Visa$30 to $100$20 to $50
Personal / Miscellaneous$150 to $300$100 to $200
Total Estimated Monthly$1,080 to $2,400+$600 to $1,320

Full Tuition vs Fully Funded: Know the Difference

  • Full Tuition Scholarship: covers 100% of your course fees only; you pay your own housing, food, and daily costs
  • Fully Funded (Full-Ride) Scholarship: covers both tuition and living expenses, including housing and a stipend
  • Many countries still require proof of living funds for your visa, such as Germany's blocked account or requirements in France and Canada, even when your tuition is fully paid
  • Your first month abroad is usually the costliest because of flights, security deposits, and one-time setup costs like winter clothing

My Advice

Before you celebrate a full tuition scholarship as the end of your budgeting, work out your living-cost number for your specific city and add it to your visa's proof-of-funds requirement, since immigration asks for this separately from your scholarship letter. Tell us your destination city and whether you are considering university dorms or private housing, and we will help you build an accurate month-by-month living budget.

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