How many universities should I finalize for application, and how many are considered safe or ambitious options for a Master's?

You should ideally apply to 6 to 8 universities for your master's.

- 2-3 safe options: where your profile strongly matches past admits.
- 3-4 moderate options: good fit but slightly more competitive.
- 1-2 ambitious options: top-tier universities with higher admission standards.

This mix gives you both security and the chance to aim higher.