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How do I manage the financial requirement of twenty five lakhs INR for tuition and living expenses in New Zealand/France?

17 Aug 2026 · Answered by Disha Roy Choudhury · 1 min read
Disha Roy Choudhury
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You can manage a financial requirement of ₹25 lakhs for tuition and living expenses abroad by planning carefully and exploring funding options.

- Tuition and Living Costs: In New Zealand, total yearly costs (tuition plus living) typically range from ₹20 - 30 lakhs. In France, costs are generally lower, about ₹11.7 - 22.5 lakhs/year, depending on city and university.
- Scholarships: Some merit-based scholarships are available in both countries, with France offering the Eiffel Excellence Scholarship for eligible students.
- Education Loans: Indian banks often provide education loans covering up to ₹25 lakhs, usually requiring a co-applicant.
- Part-Time Work: Both countries allow part-time work during studies, which can help with living expenses. Visa rules and work limits apply.

Costs and policies are subject to change.

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