Does Singapore provide education loans for international students?
Yes, Singapore offers education loan options for international students.
- The Higher Education Student Loan (HESL) will be available from 29 July 2026, replacing previous government loan schemes. International students can get up to 55% coverage of subsidised tuition fees, with possible additional means-tested support (like a living allowance up to S$3,200/year).
- Bank education loans are also available, though most require a local guarantor (Singapore Citizen or Permanent Resident). Loan amounts and terms vary by bank.
Loan policies and eligibility are subject to change. For personalized guidance, contact your institution’s financial aid office or the relevant bank.
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