Does a full scholarship in Australia cover my visa fees, OSHC and living expenses?
Not always. Full scholarships in Australia may not cover student visa fees, Overseas Student Health Cover (OSHC), travel and daily living expenses. Some fully funded awards cover tuition, living costs and health insurance, so always check the financial coverage details of your specific scholarship before applying.
Not always. A full scholarship in Australia may not cover student visa fees, health insurance (OSHC), travel and daily living expenses, so you need to read the coverage details of your specific award.
What Full Scholarships May or May Not Cover
| Cost | What to check |
|---|---|
| Tuition | Fully funded scholarships can cover tuition fees |
| Living expenses | Some awards include living costs, but not all |
| Health insurance | Some awards include it, while others may leave OSHC to you |
| Student visa fees | May not be covered, so confirm in the award terms |
| Travel | May not be covered, so confirm in the award terms |
Where Such Funding Comes From
- Government options such as Australia Awards Scholarships and Destination Australia Scholarships.
- University tuition waivers for research master's and PhD students, including Research Training Program (RTP) scholarships.
- Coverage varies by scholarship, so read the terms before you apply for a 2027 or 2028 intake.
My Advice
Ask the scholarship provider for a written list of what is and is not covered before you accept. If visa fees, OSHC or travel are excluded, add them to your own budget so you are not surprised later.
Cash income, business income or no ITR?
See whether your funds and documents will pass the Australian visa check.
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