What documents are required for an educational loan for studying in New Zealand?
For an education loan for New Zealand, the required documents are generally similar to other study abroad loans. These usually include: • Admission/offer letter from the university • Academic records (10th, 12th, graduation mark sheets) • Passport • IELTS/PTE scorecard (if available) • KYC documents such as Aadhaar, PAN, passport • Co-applicant documents including salary slips, bank statements, and ITRs for the past 3 years • Collateral documents (if applying for a secured loan) • Cost of study estimate including tuition and living expenses Some NBFCs may allow you to begin the loan process even before receiving the final offer letter, while many banks require confirmed admission.
More expert answers
Yes, you will need to provide both savings and loan documents to support your New Zealand student visa application.
For a secured education loan, typical documents include:
- Loan sanction letter from your lender (showing the approved amount, collateral, and repayment terms)
- Collateral documents (property papers, valuation reports, if required by the lender)
- Co-applicant's income proof (salary slips, Form 16, or income tax returns)
- Academic records (10th, 12th, and graduation mark sheets/certificates)
- Admission letter from the New Zealand institution
To show partial savings and loan:
- Recent bank statements (usually last 3 months) showing your savings
- Fixed deposit certificates (if applicable)
- Loan sanction letter as above
- Submit all documents together to demonstrate you meet the total funds requirement
Requirements can vary by lender and are subject to change. If you need a detailed checklist or have specific questions, connect with your LeapScholar counsellor for personalized guidance.
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