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Do you have any idea about the master's degree, like what subjects are included and what loan options are available in France?

04 Sept 2026 · Answered by Edayachandiran Velmurugan · 2 min read
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You have a clear structure to work with in France. Its master's system follows the standardized 2 year LMD framework covering business, engineering, sciences and humanities at schools like HEC Paris. Loan options range from state guaranteed loans up to 20,000 euros to Prodigy Finance for those without a cosigner.

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You have a clear structure to work with in France. Its master's system follows the standardized 2 year LMD framework covering business, engineering, sciences and humanities at schools like HEC Paris. Loan options range from state guaranteed loans up to 20,000 euros to Prodigy Finance for those without a cosigner.

France Master's Structure and Loan Options at a Glance

CategoryDetails
Program length2 years (M1 and M2), awarding 120 ECTS credits under the LMD system
Program typesResearch master's (Master Recherche) or vocational master's (Master Professionnel)
Subject areasBusiness and finance, engineering and tech, sciences, humanities and social sciences
State guaranteed loanUp to 20,000 euros for EU or EEA nationals, no guarantor required
French bank loanUp to 60,000 euros, typically requires a resident French guarantor
No cosigner lendersProdigy Finance and MPOWER Financing for supported top tier institutions

Subject and Loan Options Worth Exploring

  • Business, management and finance degrees are widely available in English at schools like HEC Paris, INSEAD and ESSEC.
  • Engineering and tech masters are strong at institutions like Institut Polytechnique de Paris and CentraleSupelec.
  • Indian students can also explore home country lenders such as State Bank of India for structured overseas education loans with repayment holidays.

My Advice

Match your subject choice to the loan path available to you: if you are a non-EU student without a French guarantor, prioritize no cosigner lenders like Prodigy Finance or a home country bank loan before you commit to a specific business school or engineering program.

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