Can you suggest universities within a budget of 35 to 40 lakhs for a two-year master's program in Canada/Germany?

Yes, with a budget of ₹35 to ₹40 lakhs for a two-year master's program, you have feasible options in countries like Canada and Germany.

- Canada: Many public universities offer two-year master's programs where total expenses (tuition plus living costs) typically fall within ₹32 - 64 lakhs. Your budget covers several programs, especially outside major cities.
- Germany: Most public universities charge little or no tuition, so your main expenses are living costs. For two years, total costs are usually ₹20 - 35 lakhs, fitting comfortably within your budget.

The United States and United Kingdom generally exceed this budget for two-year programs.