Can you send me all the details about the block account in Germany?

A blocked account, called a Sperrkonto in German, is mandatory proof for most non-EU students that you can cover your living costs for your first year in Germany. You deposit a fixed total before your visa is approved, then withdraw a capped monthly amount once you have actually arrived.

The Key Numbers You Need

How To Open And Activate Your Account

• Choose a digital provider such as Expatrio or Fintiba, or alternatives like Coracle and Studely, and apply online with your passport and admission letter
• Transfer the full €11,904 plus any setup fee, then receive your Blocking Confirmation Letter (Sperrbestätigung) for your visa application
• After arriving, complete your city registration (Anmeldung), open a local Girokonto, get your residence permit, then submit these to your provider to trigger monthly payouts
• If a blocked account does not suit you, alternatives include a Verpflichtungserklärung from a German resident, a scholarship certificate, or parental financial documents, though these are less commonly approved

My Advice

Open your blocked account at least six to eight weeks before your visa appointment, since transfers and confirmation letters take time to process, and compare Expatrio's bundled health-insurance package against Fintiba's faster digital processing before you commit, since the right choice depends on whether you would rather save on fees or save on setup time.