Can you give me an estimate of the budget required for studying in the countries we discussed, like between thirteen to twenty lakhs in Germany/Netherlands for a Master's?

Yes, with a budget of ₹13 - 20 lakhs per year, you can pursue a master's in Germany, Italy, or the Netherlands.

- Germany: Total annual cost is typically ₹9.7 - 14.1 lakhs (public universities have low tuition; living costs are moderate).
- Italy: Total annual cost is around ₹8.3 - 13.5 lakhs (affordable tuition; living expenses vary by city).
- Netherlands: Total annual cost ranges from ₹12.9 - 28.8 lakhs (tuition is higher for non-EU students; living costs can be significant).

These figures are approximate and subject to change based on university, city, and lifestyle.