Can you get an education loan without a good CIBIL score if you have a co-applicant?

Yes, you can get an education loan in India with a low CIBIL score if you have a co-applicant who has a strong credit profile.

Lenders focus on the co-applicant’s credit score (ideally 700 or above) and stable income (₹30,000 - ₹35,000/month or more) when considering your application. If the co-applicant’s score is lower, approval becomes harder and lenders may require collateral, extra documents, or charge higher interest rates.

A financially strong co-applicant significantly increases your chances of loan approval.