Can you explain the blocked account requirement for New Zealand and Ireland?

Neither New Zealand nor Ireland requires a blocked account for student visas.

- New Zealand: You must show proof of sufficient funds for tuition, living expenses (at least NZD $20,000/year), and travel. This can be through bank statements, sponsorship letters, or prepaid accommodation. In some cases, you may be asked to use the Funds Transfer Scheme, which involves transferring funds to a New Zealand bank account, but this is not standard for all applicants.

- Ireland: You need to demonstrate access to enough funds for tuition and living expenses (at least €10,000 for living costs plus part of tuition paid). Funds must be liquid and accessible but do not need to be held in a blocked account.