Can I repay the education loan after completing the course and getting a job in Canada?

Yes, you can begin repaying your education loan after completing your course and securing a job.

In Canada, there is typically a six-month non-repayment period after your studies end. During this time, you are not required to make payments, but interest may accrue on the provincial portion of your loan.

After this grace period, you will start making regular payments as per the schedule provided by the National Student Loans Service Centre (NSLSC). If you face financial difficulties, you may be eligible for the Repayment Assistance Plan (RAP), which can reduce or defer your payments based on your income.

For details specific to your loan, review your agreement or contact your provincial financial aid office.