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Can I get a student loan with a co-applicant, and who can be a co-applicant in USA?

21 Jul 2026 · Answered by Pushplata Gaddmwar · 1 min read
Pushplata Gaddmwar
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Yes, you can get a student loan for the USA with a co-applicant. Most private lenders require a U.S.-based co-signer (a U.S. citizen or permanent resident) who shares equal responsibility for repaying the loan.

- Eligible co-signers: Parents, grandparents, siblings, spouses, or close family friends with a stable income and good credit profile.
- Some lenders offer loans without a U.S. co-signer, but these usually have higher interest rates and lower borrowing limits.

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