Can I get a loan for my studies if my mother has a CIBIL issue and cannot co-sign?

No, it is very difficult to get an education loan from Indian banks or NBFCs without a co-signer who has a good credit score. If your mother has a CIBIL issue and cannot co-sign, most lenders will reject the application.

You can consider these alternatives:
- Collateral-based loans: Offering property or fixed deposits as security may help you get a loan, even without a co-signer.
- International lenders: Some lenders focused on study abroad, like Prodigy Finance or MPOWER Financing, may offer loans without a co-signer, but usually at higher interest rates.
- Alternative co-applicants: If another family member or trusted person with a strong credit history can co-sign, your chances improve.