Can I arrange funds through an education loan and what is the process for a Master's?

Yes, you can arrange funds for your Master's studies abroad through an education loan, covering both tuition fees and living expenses.

The typical process involves:
- Securing admission to a recognized university abroad.
- Calculating total expenses (tuition, accommodation, living costs).
- Choosing a lender (banks or financial institutions offering education loans for international studies).
- Checking eligibility, usually based on your academic record, admission confirmation, and a co-applicant’s financial profile.
- Preparing documents such as your admission letter, academic transcripts, ID proofs, and co-applicant income documents.
- Applying for the loan and completing verification.
- Receiving loan sanction and disbursement, often directly to the university as per their fee schedule.

Repayment typically begins after your course ends, with a moratorium period (study duration plus 6-12 months). Loan terms and requirements are subject to change.