Can I apply to study a master's in commerce in the USA if I have a 6.9/10 in my bachelor's degree and am still awaiting my IELTS score?

A 6.9 out of 10 CGPA is not automatically disqualifying at US business and commerce master's programs, since many of them evaluate Indian transcripts holistically alongside your coursework, university reputation, work experience, and statement of purpose rather than applying a single hard cutoff.

Does a 6.9 CGPA Clear the Bar

Some US graduate business programs publish a minimum GPA threshold on their websites, while others rely entirely on holistic review, so your 6.9 is genuinely usable at a meaningful share of programs, particularly if the rest of your file, internships, certifications, or relevant work experience, is strong. It is still sensible to apply to a spread of ambitious, moderate, and safer universities rather than concentrating only on the most selective names.

Applying While IELTS Is Still Pending

Most US universities allow you to submit your full application before your English test score is available, but they require the official score before making a final admission decision or before you can enroll. Check each university's specific policy on this, since the exact cutoff point differs by school.

What IELTS Score to Target

A common requirement across US business and commerce master's programs is IELTS 6.5 overall, though some programs set the bar at 7.0. Aiming for 7.0 overall keeps you eligible at the widest set of programs rather than risking a rejection purely on the English score once your other qualifications are otherwise competitive.

What Strengthens Your File Beyond the CGPA

• Relevant certifications in finance, accounting, or analytics.
• Internships or work experience connected to commerce or business.
• A clear, specific statement of purpose rather than a generic one.
• Strong recommendation letters from professors or employers who know your work well.

This Information Is Also Available On

• USC Marshall School of Business, Master of Accounting admissions requirements
• Purdue University, MS Accounting application requirements

My Advice

Do not wait for your IELTS score before starting applications, since deadlines at several US programs are fixed and application review can begin before your score arrives. Confirm directly with each university's admissions office whether your specific three year or four year Indian degree is considered eligible, since this varies by school even at the same CGPA level.