Can education loans cover 100% of the cost of attendance shown by the university?
06 Aug 2026 · Answered by Abhishek Mehta · 1 min read
Yes, education loans can cover up to 100% of the cost of attendance as determined by your university. This total includes tuition fees, living expenses, books, and other education-related costs.
The exact coverage depends on the lender’s policies, your eligibility, and the collateral you provide. Indian banks and financial institutions typically require a co-applicant and may ask for collateral. International lenders may require a U.S. co-signer or assess your academic profile and future earning potential.
Loan amounts, interest rates, and terms are subject to change.
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