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Are there loan options available for studying abroad in UAE?

23 Jun 2026 · Answered by Disha Roy Choudhury · 1 min read
Disha Roy Choudhury
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Yes, Indian students have education loan options for studying in the UAE. Most major Indian banks and financial institutions offer loans for overseas education, including UAE universities.

- Secured loans (with collateral) usually offer higher amounts and lower interest rates.
- Unsecured loans (without collateral) are based on co-applicant income and university profile, but may have higher interest rates.
- Loans can cover tuition, accommodation, travel, and related expenses.
- Repayment typically starts after the course, with a moratorium period included.
- Tax benefits on loan interest are available under Section 80E (subject to change).

If you need help choosing or applying for a loan, connect with your LeapScholar counsellor for personalized guidance.

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