Am I eligible for an education loan, and how much loan can I receive in UK/Germany for a Master's?

Yes, you are eligible for an education loan to pursue your master's in the UK or Germany. Your academic background and Indian citizenship meet the typical requirements.

- Unsecured loans: Usually up to ₹7.5 lakh - ₹1 crore, based on lender policies and your co-applicant’s financial profile.
- Secured loans: Higher amounts (up to ₹3 crore) may be available if you provide collateral, such as property.
- Covered expenses: Tuition, living costs, travel, visa fees, and related study expenses.
- Interest rates: Typically 8.5% - 14.5% per year, with repayment periods up to 15 years, including a moratorium during your studies.

You will need a co-applicant - usually a parent or guardian with stable income and good credit.