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Am I eligible for an education loan, and how much loan can I receive in Singapore for a Master's/Bachelor's?

31 Jul 2026 · Answered by Smitha Satish S · 1 min read
Smitha Satish S
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Yes, you are eligible for an education loan to study for a master's in Singapore with your four-year bachelor's degree.

- Indian banks typically offer up to ₹40 lakh without collateral; higher amounts (up to ₹3 crore) may be possible with collateral, depending on your financial profile.
- Singaporean banks can provide loans covering up to 100% of tuition and related expenses, usually between SGD 20,000 - 100,000.

Eligibility usually requires admission confirmation, a co-applicant with stable income, and a good academic record. Collateral may be needed for larger loans. Repayment typically starts after a grace period post-graduation.

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