Will I need to have a bank account with at least one lakh rupees to show funds for the student visa application in Germany/Italy?

No, having just one lakh rupees in your bank account is not enough to meet student visa financial requirements for countries like Germany or Italy.

- Germany: You typically need to show about €11,904 (around ₹11 lakh) for one year of living expenses, usually via a blocked account.
- Italy: You need proof of about €6,300 (approximately ₹5.7 lakh) per year for living costs.

Visa requirements are subject to change. You will need to show a higher balance as per the country’s criteria.