Why do many people say that without funding, student visas for New Zealand or Australia are not granted?

Yes, it's true - student visas for New Zealand and Australia are typically not granted without proof of sufficient funding.

Both countries require you to show you can cover your tuition fees and living expenses for the duration of your studies. This is to ensure you won't face financial hardship or rely on unauthorized work.

- New Zealand: Must show evidence of funds for tuition plus at least NZD 20,000/year for living costs.
- Australia: Must show funds for tuition plus at least AUD 29,710/year for living costs (current 2026 requirement, increased from AUD 24,505 in May 2024), plus approximately AUD 2,500 for travel.

If you can't provide this financial evidence, your visa application is likely to be refused. Requirements are subject to change.