Which health insurance cover do I need to get a residence permit for my studies in Finland?
You need health insurance to get a residence permit for studies in Finland, and it must be valid for your whole course. Private cover is typically EUR 120,000 for programmes under 2 years and EUR 40,000 for 2 years or more, with a deductible below EUR 300.
If your course in Finland lasts more than 3 months, you typically must hold health insurance to receive a residence permit for studies. The cover must be valid for the entire duration of your course, and it should also be valid when you arrive in Finland.
Cover Required by Course Length
| Course duration | Private insurance medical cover |
|---|---|
| Less than 2 years | EUR 120,000 (approx INR 127.99 L) |
| 2 years or more | EUR 40,000 (approx INR 42.66 L) |
| Insurance deductible (either case) | Below EUR 300 (approx INR 31,998) |
Points to Check Before You Buy
- The policy has to run for the whole length of your course.
- It should already be valid when you arrive in Finland.
- Insurance rules can be updated, so check the official Finnish immigration page for the latest requirements.
My Advice
Do not buy the first policy you see. Ask the insurer to confirm in writing that the cover amount, deductible and dates meet the residence permit rules for your course length, and keep that document with your application.
Not sure which documents your Finland visa needs?
Interview prep, funds proof and timelines. Get a checklist for your case.
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