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What is the total cost of applying to study in Germany from India, including blocked account, APS, and visa fees?

12 Aug 2026 · Answered by Sweety Shah · 2 min read
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The total mandatory cost is about 11 to 11.2 lakh rupees, roughly 12,138 euros, but the bulk of that is your own blocked account deposit which you get back monthly once in Germany. Your true non-refundable processing costs, covering APS, visa, and service fees, add up to around 27,800 rupees.

Sweety Shah
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Do not let the 11 lakh rupee headline number worry you too much. Most of it is your own blocked account deposit, which is returned to you in monthly instalments once you land, and only a small slice is money you actually spend on processing fees.

Mandatory Cost Breakdown

ItemApprox Cost
APS certificate160 euros (about 18,000 rupees)
Blocked account deposit11,904 euros (returned monthly)
Blocked account setup fee49 to 159 euros
Visa fee75 euros (about 8,100 rupees)
VFS service charge15 to 22 euros

Extra Costs Many Students Miss

  • A standardised admission test fee for select masters programmes in engineering, business, or economics, introduced recently for certain APS applicants
  • Language test registration for IELTS, TOEFL, or a German proficiency exam, around 18,000 rupees
  • Uni-Assist application processing, roughly 7,000 rupees for your first university and 3,000 rupees for each additional one
  • Incoming travel health insurance to cover you before your German insurance starts, around 8,000 to 15,000 rupees

My Advice

Build your budget in two separate columns: your own blocked account money and your true out of pocket fees, so the total does not scare you unnecessarily. Start your APS certificate and language test bookings early, since these have longer processing windows than the visa fee itself and often decide whether you make your intake.

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