What is the monthly cost of living for a student in Germany?
Expect roughly EUR 800 to 1,500 per month depending on the city. Munich is dearest at EUR 1,100 to 1,500, Berlin and Frankfurt sit at EUR 1,000 to 1,400, and smaller cities like Aachen run EUR 800 to 1,100. The blocked account releases EUR 992 monthly.
Your monthly costs swing a lot by city. Munich is the most expensive at EUR 1,100 to 1,500, while smaller university towns like Aachen come in at EUR 800 to 1,100. The blocked account releases EUR 992 a month, so a cheaper city stretches that further and a Werkstudent job closes any gap.
Monthly Cost Of Living By City 2026
| City | Cost Per Month (EUR) |
|---|---|
| Munich | EUR 1,100-1,500 |
| Frankfurt | EUR 1,000-1,400 |
| Berlin | EUR 1,000-1,400 |
| Stuttgart | EUR 950-1,300 |
| Aachen and smaller cities | EUR 800-1,100 |
How You Cover It
| Source | Amount |
|---|---|
| Blocked account monthly release | EUR 992 |
| Werkstudent job (20 hrs/week) | EUR 14-18/hr, about EUR 1,205/mo at minimum wage |
| Student health insurance under 30 | EUR 120-140/mo |
My Advice
If budget is your main worry, favour a strong university in a smaller city like Aachen over Munich, since your EUR 992 release alone can nearly cover it there. Lock down WG shared housing early through WG-Gesucht, because rent is your biggest line item and the deposit can reach three months of cold rent.
How much will a month in Germany cost you?
Rent, food and travel. A real monthly budget, city by city.
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