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What is the mode of financing and loan options for my studies in UK?

06 Jul 2026 · Answered by Pushplata Gaddmwar · 1 min read
Pushplata Gaddmwar
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You can finance your UK studies through a mix of personal savings, education loans from Indian banks, scholarships, and part-time work.

- Personal savings: Helps reduce debt, but often not enough for all expenses.
- Education loans: Indian banks offer both secured (with collateral) and unsecured (without collateral) loans for overseas studies. These can cover tuition, living costs, and travel. A co-applicant is usually required, and repayment typically starts after your course ends.
- Scholarships: UK government and universities offer various scholarships and grants that can lower your financial burden.
- Part-time work: International students can work up to 20 hours/week during term and full-time during vacations, which helps with living expenses.

Loan terms, interest rates, and scholarship availability are subject to change. Connect with your LeapScholar counsellor to explore the best loan and funding options for your profile.

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