What is the interest rate for the education loan in New Zealand?
06 Aug 2026 · Answered by Shairal Pathak · 1 min read
Education loan interest rates for Indian students going to New Zealand typically range from 8.5% to 13.5% per annum, depending on the lender and whether the loan is secured (with collateral) or unsecured (without collateral).
- Secured loans: Usually 8.5% - 9.7% per annum (lower rates, require collateral like property or fixed deposits).
- Unsecured loans: Typically 9.15% - 13.5% per annum (higher rates, no collateral needed).
Rates, processing fees, and terms are subject to change.
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