What is the expected return on investment for studying in USA compared to Germany or other countries for a Master's?

Germany generally offers a higher return on investment (ROI) for a Master's degree compared to the USA, due to lower tuition fees and living costs, plus a straightforward post-study work visa.

- Germany: Public universities charge minimal tuition (€150 - €350/semester). Annual living expenses are about €10,200 - €13,200. After graduation, you get an 18-month post-study work visa to find a job, with starting salaries around €45,000 - €55,000/year.
- USA: Tuition is much higher ($25,000 - $65,000/year), and living costs can reach $18,000 - $36,000/year. You may work up to 12 months after graduation (up to 36 months for STEM), but long-term employment depends on securing a competitive H-1B visa.

In summary, Germany offers a more affordable path and easier post-study work options, leading to a quicker ROI. The USA may offer higher salaries, but the higher costs and complex work visa process can delay your return on investment.