What does a fully funded scholarship in Singapore usually cover for me, and which costs might I still have to pay?
10 Nov 2026 · Answered by Bhuvaneswari Gobinathan · 2 min read
Quick Answer
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A fully funded scholarship in Singapore usually means tuition plus a set yearly allowance. It does not always mean every cost is paid. Visa fees, medical checks and insurance are often left to you, so read your award letter line by line and check official pages.
A fully funded scholarship in Singapore usually means tuition plus a set yearly allowance, but not every cost. Visa fees, medical checks and insurance are often left to you.
Usual Coverage and What to Check
| Expense | Usual coverage | What to check |
|---|---|---|
| Tuition fees | Full subsidised tuition after the MOE Tuition Grant | Whether you must take the Tuition Grant and its bond |
| Living costs | Yearly allowance or monthly stipend | NUS: SGD 5,800 (approx INR 4.30 L) a year; NTU: SGD 6,500 (approx INR 4.82 L) a year |
| Accommodation | Separate housing allowance on some awards | NUS: SGD 5,000 (approx INR 3.71 L) a year; NTU: up to SGD 2,000 (approx INR 1.48 L) a year, for NTU hostels only |
| Travel | Airfare or overseas programme grant | NTU: up to SGD 8,000 (approx INR 5.93 L) for overseas programmes; SINGA: up to SGD 1,500 (approx INR 1.11 L) airfare |
| Visa and insurance | Rarely covered | Student's Pass fees, medical exam and insurance costs |
| Computer | One-time allowance | NUS: SGD 1,750 (approx INR 1.30 L); NTU: SGD 2,000 (approx INR 1.48 L) |
Costs Often Left to You
- NUS estimates an undergraduate spends around SGD 6,000 (approx INR 4.45 L) a year on meals, transport, books and personal costs.
- On-campus housing is separate, at SGD 4,000 to 10,290 (approx INR 2.97 to 7.63 L) a year, depending on the hostel and room type.
- Student's Pass fees, medical exams and insurance are rarely covered.
- Amounts vary by award and can change, so confirm them on each official page.
My Advice
Read your award letter line by line and note what each line pays for. List the uncovered costs, such as visa, medical exam and insurance, and budget for them separately.
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