What documents are required for applying for an educational loan and who can be a co-applicant in Germany?

To apply for an education loan for Germany, you’ll need:

- Student documents: Completed loan application form, proof of identity (passport, Aadhaar, etc.), recent passport photos, academic records (10th, 12th, graduation mark sheets/certificates), entrance exam scores if required, admission/offer letter from the German institution, detailed cost of study, and last six months’ bank statements.
- Co-applicant documents: Proof of identity, recent passport photos, income proof (salary slips, Form 16, or ITRs and audited balance sheets for self-employed), last six months’ bank statements, and proof of relationship to you.
- Additional (if applicable): Collateral property documents (for secured loans) and gap certificate (if there’s an education break).

Co-applicant: Usually a parent, legal guardian, or spouse with stable income and good credit history. Some lenders may also accept other close relatives, depending on their policy.

Requirements can vary by lender and are subject to change.