Is the living expense lower if I get a direct scholarship at a public university in Germany?

Yes, if you receive a direct scholarship at a public university in Germany that covers living expenses, your out-of-pocket living costs will be much lower or even fully covered, depending on the scholarship amount.

Most scholarships offer a monthly stipend to help with accommodation, food, health insurance, and daily expenses. You may still need to pay the semester contribution fee, which is typically €150 - €350/semester.