Is six months of fixed deposit required for visa or for loan in New Zealand?
03 Aug 2026 · Answered by Disha Roy Choudhury · 1 min read
No, a six-month-old fixed deposit is not strictly required for a New Zealand student visa or for an education loan.
- For a New Zealand student visa: Immigration New Zealand accepts fixed-term deposit certificates as proof of funds. If your fixed deposit is less than six months old, you may need to provide additional bank statements to show financial stability.
- For education loans in India: Banks usually accept fixed deposits as collateral, but the required age of the deposit varies by lender. Some may ask for a longer history, while others may not.
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