Is it possible to get an education loan without pledging property?

Yes, you can get an education loan without pledging property as collateral. Many Indian banks and financial institutions offer unsecured education loans based on your academic record, the reputation of your chosen institution, and your co-applicant's financial profile.

- Government banks typically offer collateral-free loans up to ₹7.5 lakh.
- Private banks and NBFCs may provide higher amounts, sometimes up to ₹50 lakh or more, especially for overseas studies.

A co-applicant with a stable income is usually required. Interest rates for unsecured loans are generally higher than for secured loans.